Online Banking
Business Solutions
Small Business Checking
No service charge if a monthly balance of $750 is maintained. A service charge of $10 is imposed if the monthly balance falls below $750
- No charge for the first 200 Transactions. A per transaction fee of $0.40 is imposed for each transaction in excess of 200
- Opening deposit of $100
- Imaged Statement
Additional Available Features
- Business Internet Banking
- Business Bill Pay
- ACH Origination
Click here to order business checks.
Commercial Preferred Checking
- Opening Deposit of $100
- Earnings credit calculated using average collected balance
- Service charge fees may be offset by the earnings credit
- Imaged Statement
Additional Available Features
- Business Internet Banking
- Business Bill Pay
- ACH Origination
Click here to order business checks.
Interest Bearing Commercial Checking
This account is limited by law to sole proprietors, certified non-profit organizations and government entities.
- No Monthly Service Charge. A service charge of $10 is imposed if the monthly balance falls below $750
- No Charge for First 30 Checks. A charge of $0.25 per check is imposed after the first 30 checks are paid within a monthly cycle
- Opening Deposit of $100
- Imaged Statement
Click here to order business checks.
Tiered Commercial Money Market Fund
Your interest rate will be based on the daily balance of your account.
- Opening Deposit of $2,500
- Monthly Service Charge of $10.00 if the balance falls below $2,500
- Interest Paid Monthly. You must maintain a minimum balance of $2,500 to obtain the disclosed annual percentage yield (APY)
- Monthly Statements
- An excess withdrawal fee of $1 will be charged for each withdrawal in excess of six during a month.
Click here to order business checks.
Business Interest Checking
BNO's newest business account specially designed for businesses maintaining higher balances.
- Opening Deposit of $100.00
- Monthly Service Charge of $15.00 if the balance falls below $2,500
- Interest Bearing Account based on Tiered Rates
- No Charge for First 200 Transactions ($0.40 service charge per transaction for each transaction in excess of 200)
- Imaged Statements
Additional Available Features
- Business Internet Banking
- Business Bill Pay
- ACH Origination
Click here to order business checks.
Other Services
Credit Cards
You can apply for a Business Addition® VISA® credit card at any of our branch locations. Ask one of our representatives for an application today.
Access Line
Our 24-hour ACCESS LINE is available for you when our staff is not. You can check your account balance, checks, debits and deposits posted. You may monitor account activity, transfer funds, check interest rates and much more, 24 hours a day, through the ACCESS LINE. Simply use any touch-tone telephone and dial toll-free 1-888-466-4664.
Merchant Processing
With this feature, your business can accept payments from major credit cards and have them directly deposited into your account. A representative can assist you on-site with your merchant processing needs.
Business iBanking
Offers a comprehensive suite of internet-based services which allows you to conveniently access your accounts 24 hours a day / 7 days a week.
Features include:
- Information Reporting
- View balance and transaction information, account details, statements and cancelled checks - Cash Management
- Transfer funds between accounts
- Make loan payments - ACH Origination
- Direct deposit of employee payroll
- Pay Federal taxes - Bill Pay
Enroll now to begin managing your accounts online. Please contact a BNO representative for more information.
Commercial Loans and Lines of Credit
- 15-Year Fixed Rate Commercial Real Estate Loans
- Purchase new or refinance the current adjustable rate on your commercial property
- Call any branch today for current rates - Business Loans
- Lines of Credit
Retirement Plans
- Simplified Employee Pension Plans (SEPP)
- Individual Retirement Accounts